Feb 2, 2026 | By: PhotoBiz Knowledge Base
MERCHANTS in your PhotoBiz control panel allow you to set up and manage the payment methods you accept across your website. These payment methods can be used for ECommerce, Client Galleries, Forms, Scheduler, and Invoicing. You can offer multiple payment options to clients, including online and offline payments, while selecting one primary gateway for credit card transactions. This guide walks you through how to add and configure merchants so you can begin accepting payments.
Before setting up merchants, keep the following in mind:
You can offer multiple payment options, but only one primary credit card gateway can be active at a time.
Your primary gateway and PayPal can be used anywhere checkout is enabled.
Offline payment methods are not supported for Forms or Invoicing.
PhotoBiz supports only the merchant providers listed in this article.
Custom or unsupported payment gateways cannot be connected to PhotoBiz.
Credit and Debit Card Gateways
You can choose one of the following as your primary credit card gateway:
Stripe
Square
Authorize.net
iTransact
PayJunction
Payflow Pro
Additional Payment Options
You may also offer additional payment methods alongside your primary gateway:
PayPal
Offline payments such as cash, check, Zelle, Venmo, or similar services
(Offline payments are not supported for Forms or Invoicing)
Log in to your PhotoBiz control panel and click ECOMMERCE in the left-side menu. This opens your ECommerce settings where all payment-related options are managed.
At the top of the control panel, click PAYMENT, then select MERCHANTS from the dropdown menu. This takes you to the Merchants section where your existing payment methods are listed.
Click the NEW MERCHANT button to begin adding a new payment method to your account.
Select the merchant type you want to add. Online payment options include Stripe, Square, PayPal, Authorize.net, iTransact, Payflow Pro, and PayJunction. You can also choose an Offline Payment option, which allows clients to place orders and pay later using methods such as cash, check, credit or debit card, or mobile payment apps.
Configure the merchant settings based on the payment method you selected. These settings may vary depending on the provider, but you will typically be able to customize how the payment option appears and behaves during checkout. Once configuration is complete, click ADD MERCHANT to save your settings and begin accepting payments.
When setup is successful, the new payment method will be available anywhere checkout is enabled based on your site and product settings.
Merchant Display Settings
Each merchant allows you to control how it appears to customers during checkout:
Payment Name determines the label shown to customers.
Accepted Credit Cards controls which card types can be used.
Special Instructions let you add custom checkout notes.
Thank You Message appears after a successful checkout.
All payments and refunds are processed directly through your merchant provider. Refunds must be issued from your merchant account and are not managed inside PhotoBiz.
Transaction fees are also charged by your merchant provider and are separate from your PhotoBiz account. For details about credit card processing or transaction fees, contact your merchant provider directly.
PhotoBiz currently supports only the merchant providers listed in this article. If there is a payment provider you would like to see supported in the future, you may submit a feature request or vote on existing requests through PhotoBiz feature request page.
Submitting a request does not guarantee implementation, but it helps guide future product development.